Attention homeowners in Denver and Denver County: Need an appraisal?

See the top seven reasons CO homeowners order from LCK Real Estate Appraisal and Consulting:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Denver county's assessment of your property
  3. To lower their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CO divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate

Need help deciding the value of your home in or near Denver, CO?
Contact LCK Real Estate Appraisal and Consulting.

We at LCK Real Estate Appraisal and Consulting understand the unique needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at LCK Real Estate Appraisal and Consulting, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At LCK Real Estate Appraisal and Consulting, we're experienced in helping clients just like you get rid of undesirable PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from LCK Real Estate Appraisal and Consulting is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inopportune from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. LCK Real Estate Appraisal and Consulting can provide you with an expert appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? LCK Real Estate Appraisal and Consulting offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.